What type of insurance can help cover costs incurred due to accidental damage to another person's property?

Liability insurance is designed specifically to cover the costs associated with damage or injury that you accidentally cause to another person's property or person. This type of insurance is crucial when it comes to legal responsibilities. For example, if you accidentally damage someone else's car or personal belongings, liability insurance can help pay for the repairs or replacement costs. This coverage protects you financially from the legal and medical expenses arising from such incidents.

In contrast, comprehensive insurance typically protects against non-collision-related incidents, such as theft, vandalism, or natural disasters. Collision insurance covers damage to your own vehicle resulting from a collision, regardless of fault. Health insurance, on the other hand, deals with medical expenses and does not pertain to property damage. Therefore, liability insurance is the most relevant option for covering costs incurred due to accidental damage to someone else's property.